Cattle, Creeks and Determination

"Good Lord willing and the Creek don't rise" has been around a long time.  Basically it implies "strong intentions subject to complete frustration by uncommon but not unforeseeable events". 
Some attribute the phrase to Benjamin Hawkins, who was the General Superintendent for Indian Affairs in the late 1700's.  Being summoned to Washington D.C., he wrote, "I'll be there, God willing and the Creek don't rise".  Was he referring to the Creek Indian tribe? Not all historians support this version.
Others point out that a radio broadcaster in the 1930's, Bradley Kincaid, signed off with the phrase "the good Lord willing and the creek don't rise".  Maybe it was a referance to dirt roads and unexpected travel difficulties of a "rising creek".  
We choose to see ourselves prevailing, "Good Lord willing and the ___________ don't rise". 
Insert your own word (except markets) and stay determined!